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Earn Passive Income
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Want to discover how other people are using trust fund structures
to protect their assets legally and earn passive income?
Click below for a FREE Guide with case studies.
Why Set Up a Trust Fund?
Most Malaysians don’t know this…
But there’s a way to legally protect your assets from
lawsuits, creditors, or frozen bank accounts
while turning idle savings into 8%–12% passive income per year.
Here’s what wealthy families and smart individuals are doing with their money.
✅ Legacy Planning:
Upon any unexpected circumstances, ensure a smooth transfer of assets to your loved ones or business partners (within 14 days).
✅ Avoid Probate:
Assets in a Trust bypass probate, allowing for faster distribution to heirs without incurring legal fees and without going through lengthy court processes.
✅ Asset Protection:
Trust structures can shield your assets from creditors and lawsuits, and avoid legal disputes.
✅ Greater Control Over Distribution with Customisations:
You can specify how and when beneficiaries receive their inheritance - which is ideal for young or financially inexperienced heirs.
For example, distributions under a Trust structure can be staggered over a period of 10-20 years until the child becomes an adult, instead of just a lump sum distribution under a Will structure.
✅ Access Funds When Needed:
Funds can be distributed under predefined terms—you’re not locking it away forever.
If you want to terminate your Trust structure and withdraw funds for own use, you can also do so without incurring any penalty.
✅ Diversify Your Portfolio:
With a Trust structure, you get to diversify your investments with a lower-risk option.
Stock markets can be too risky and is subject to market crashes (eg. 1997 Asian Financial Crisis, 2000 DotCom Crash, 2008 Global Financial Crisis, 2020 Covid-19 Pandemic Crisis).
Properties can be too illiquid - it is not as easy to sell your property to obtain cash quickly, especially when the market is slow.
Unlike typical investments that are subject to volatile financial markets, your Trust is structured with long-term safety in mind.
The assets in your Trust are being locked aside and managed with diversification approach.
✅ Earn between 8%-12% Passive Income per year (contractual obligation) – Let your money work for you!
Will vs Trusts:
Protection & Legacy Planning
Do you have an emergency plan if...
You get sued to court?
Something unfortunate happens and you pass away?
Have you already written a Will?
Most people don’t realize that, even if you have written a will:
When you pass away, your bank accounts and assets
will be frozen immediately and placed under court supervision.
Your beneficiaries would need to go through
a lengthy probate process (often 6 months to 2 years)
- just to get what’s rightfully theirs.
Without a backup plan, your assets are the property of the court.
❌ Without a Trust:
Your assets will be frozen for a period of time,
and your beneficiaries have to go through probate
before they can receive their inheritance.
These assets are fully exposed to the beneficiaries'
creditors, lawsuits, divorces, or bankruptcies.
Your assets will first be distributed to creditors that
you owe money to, before your family gets the remaining balance.
✅ With a Trust:
Unlike bank accounts or property titles which may
get frozen, assets transferred into the Trust are
distributed directly by the Trustee to your
beneficiaries according to the Trust terms,
with the fastest distribution within 14 days.
This is without court intervention, probate, or delays.
Distributions are private and not disclosed to the public,
ensuring that external interferences and conflicts are minimized.
If you care about your loved ones,
it’s one of the smartest things you
can do for your legacy.
Trust Fund
for Retirement
While you are alive, you are entitled to enjoy the investment returns from the trust.
Passive income between 8%-12% returns will be distributed to you every year.
"Why not just keep my money in a fixed deposit?"
Fixed deposits (FD) in the banks give you
only 1.5%–2.5% returns per year.
They are good for short-term security.
But inflation makes your money shrink in value by 3%-4% per year.
This means you are destroying your wealth
if you are just saving money in the bank.
Scenario A: Money saved in Bank
Investment Amount: RM500,000
Fixed Deposit rate of return: 2% per annum
After 10 years: RM609,497
After 20 years: RM742,973
After 30 years: RM905,680
Scenario B: Cash Trust
Investment Amount: RM500,000
Cash Trust rate of return: 8% per annum
After 10 years: RM1,079,462
After 20 years: RM2,330,478
After 30 years: RM5,031,328
Comparing Scenario A vs B:
Using a cash trust structure,
you will have RM5.0 million in your account after 30 years.
This compares to only RM0.9 million,
if you just save the same amount in the bank.
That is a 5X outperformance for your wealth
by investing your funds in a cash trust structure.
Fund Your Retirement Living Expenses
You can earn between 8% to 12% returns every year.
You have the choice to cash out your returns and use it
to cover your monthly living expenses,
or treat yourself to vacation every year.
Examples based on 8% average annual return:
8% of RM100,000 investment = RM8,000 per year.
This gives you RM667 per month.
8% of RM500,000 investment = RM40,000 per year.
This gives you RM3,333 per month.
8% of RM1,000,000 investment = RM80,000 per year.
This gives you RM6,667 per month.
8% of RM3,000,000 investment = RM240,000 per year.
This gives you RM20,000 per month.
This is pure passive income without you having to work for money
- because your money can work hard for you.
Next Steps
Step 1: Contact us
1. Fill in the Form.
2. Book a Private 1-1 Discussion.
3. Stay tuned for our Email / Whatsapp / Phone Call.
Step 2: Discussion
We arrange for a face-to-face meeting or virtual meeting to propose the best arrangement for you that aligns with your financial situation and goals.
Step 3: Setup
Once you are ready, prepare the documents that we requested..
We will then proceed with the necessary steps to set up your trust fund.
We help you set up a private trust fund.
1) You fund it— say RM50K, RM100K, RM1M or more.
2) Your capital is placed into secure, yield-generating assets.
3) You receive consistent returns annually (between 6%-12%) .
Your wealth is now protected, structured,
and succession-ready for your beneficiaries.
NOT SURE if this is right for you?
Frequently Asked Questions
Q: Is this legit? It sounds too good to be true. Why haven’t I heard of this before?
Simple, because it’s used quietly by the people who don’t brag on social media.
Family offices. Retired professionals. Business owners who value privacy.
Trust structures aren’t new—they’re just underused in Malaysia because most people only learn about them through lawyers or private consultants.
But the wealthy? They’ve been doing this for decades.
Cash Trusts are legal and licensed structures under Malaysia’s Trustee Act, and managed only by approved trust companies that have registered with SSM and the Ministry of Finance (MOF) Malaysia.
This isn’t a get-rich-quick scheme.
Returns come from conservative, yield-generating investments including properties and fixed income securities — not volatile financial instruments like cryptocurrencies, not high frequency trading which is risky.
It’s designed for wealth preservation, not hype.
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Q: What’s the minimum amount to start?
The minimum amount to start is RM30,000, with incremental amounts of RM10,000.
Depending on the trust structure that you opt for, some structures may require a one-off contribution in Year 1 upon the trust formation, while some require multi-year contributions of the same amount.
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Q: How long do I need to keep my assets in the trust?
Depending on the trust structure that you opt for, it can range from a minimum of 3 years and above.
However, there is an option to terminate after 1 year, without paying any early withdrawal penalty.
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Q: What if I need to take the money out?
Cash Trusts aren’t like savings accounts where you can withdraw your funds anytime, but they’re not locked for 10 or 20 years like long-term insurance or investment-linked savings plans.
There is still flexibility for early withdrawals - you have the option to terminate your Trust after 1 year of holding period, without paying any penalty.
We will advise you on the structure that fits your preference and situation to ensure the best arrangement.
If you have more questions, feel free to reach out to us at [email protected].
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